Friday, May 4, 2012

Blessing in Disguise

I was annoyed by my friend's excuse-Sooo I decided to do as much as I could myself B4 asking someone else for help. I WALKED to the bus stop which really wasn't bad. It's a beautiful day AND not that sweltering hot I haaate. I started calling the bus people since the number was displayed to find out how long I had to wait. As I was talking on the phone the bus was there that took me a block from the insurance company I found online and spoke to some lady about. Insurance was 54 a month and I'll save even more if I go back within 30 days and pay for 6 months. It's less than 300 for that-I'll definitely do it if my safety check goes through. I was paying 167 EVERY MONTH. MAJOR savings I would not have known about if I didn't get nabbed by the police. Instead of catching the bus I walk the 3 blocks to the Cache County building where I get my impound release after showing them proof of insurance and paying $142. The insurance lady told me about the impound lot costing around $400. I am NOT happy since I had the garnishment on my check of about $300. I also had a negative hit from going to SLC and paying those stupid parking fees. I knew I'd owe about 150 plus 20 for overdraft. Of course I hadn't counted on the 300 garnishment. Sooo I am thinking I'll JUST have enough to get my car out but with a little over a hundred left AND nothing for rent OR tithing. Credit counseling owes me 300 AND my 401k loan will put a little over a thousand in my bank. Immediately after getting my car and paying only 267!!! I go to Stevens-Henager to see if my $300 check is there so I can at least pay my tithing. NOOO it isn't so I look at my account to see how much is left and how I'm going to swing my tithing at least AND there is a deposit for over a thousand made today. My mother received my 401k check and called my brother to deposit it in my account!!! LIFE IS VERY GOOD!!! And I can pay my rent AND my tithing. I hope I don't have major repairs for my safety check either. I'm going to make cashier's checks for my rent AND tithing to get the money out of there. I think I'll also drop by that repair shop to get my safety check done. I'm sooo happy I can just do homework, clean, AND figure out my next move with bankruptcy court. This attorney called me because I filled something out online. He wants to charge me $900. Hell to the NOOO-I was just trying to get information online. U can file it yourself if you make sure all the Ts are crossed and Is R dotted. Time to go to the public library and figure out how to do that. Homework can be done now without that annoying irritation going on at the back of my mind. It was surprisingly easy getting my car out of the impound and catching the bus. If I hadn't gone to FHE that one time I wouldn't know where to catch it or figure out which one went to the impound lot. I caught the bus twice today and the first time I waited less than 5 mins. The second bus took about 8 minutes. Weird but nice. If I was in SLC I would've been on the phone calling people to pick me up. It was very nice to get everything done myself!!!

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